RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
Mortgage Renewals in 2026
by: Ranjit NandaPublished on: 19/02/2026Mortgage renewals in 2026 explained. Learn what’s changed since your last term, including rates, rules, renewal strategies, and lender competition.
2026 Mortgage Renewal FAQs - Updated for Insured & Insurable Mortgages
by: Ali ZaidiPublished on: 09/02/2026Check out the frequently asked questions by borrowers looking to Renew their bank's mortgage in 2026. Collateral vs. standard charge and how homeowners save on out-of-pocket expenses with reimbursements
Mortgage Renewing in 2026
by: Joe MarkerPublished on: 09/02/2026Mortgage renewing in 2026? Discover smart strategies to save on interest, compare lenders, choose the right term, and avoid overpaying at renewal.
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.